Post by account_disabled on Jan 2, 2024 3:27:30 GMT
Lertsapthawee Managing Director of Forth Smart Service Company or FSMART revealed that Forth Smart Trading Company, a subsidiary Received a license to grant 3 types of loans, including personal loans, registered pawn loans. and Nano Finance from the Ministry of Finance through the Bank of Thailand (BoT). and start granting loans immediately The initial credit limit is approximately 500 million baht that will be given out to the Boonterm online kiosk agent group, which currently has more than 100,000 members. It is believed that it will receive a good response. This is because the agent can use the money as working capital in the business. For lending, the company will give it to agents who do business with the company and also have quality locations and have a commission each month that guarantees their ability to repay. As for loan payment management, borrowers can choose both monthly and weekly payments according to the loan type.
There will be a fee for paying the loan through Boonterm online kiosks, which currently Buy Bulk SMS Service have more than 130,000 locations nationwide and have interest rates and fees not exceeding those specified by law. “Initially, personal loans and nano finance will be released only to agents and networks in order to expand the business of approximately 500 million baht. It is seen that the loan business in the first year should help increase the company's income by approximately 2-3% from Limited lending But if the loan can be extended on a larger scale, it will drive the company's income to grow accordingly,” Mr. Narongsak said. However, the credit market is a relatively large market. high demand There is also a high risk of bad debt, so experience is required. Carefulness and study of procedures to be proficient in order to prevent risks that may occur. Providing both nano finance and personal loans to the general public The company would like to study the details first.
It is possible to cooperate with business partners. By providing the Boonterm online kiosk as a payment channel and paying fees through the Boonterm online kiosk. The same applies to interest rates and fees that do not exceed those specified by law. Operations during the rest of 2019, the company still has a proportion of its revenue coming from mobile phone top-ups 70%, Banking Agent 15%, and the remaining 15% comes from E-wallet top-ups, bill payments, and other services. In the past, in addition to constantly focusing on adding new services to the Boonterm online kiosk. which has begun to be gradually installed at 3,000 points from the target of 4,000 cabinets this year. All of the above will help support the company's operations to grow more than last year.
There will be a fee for paying the loan through Boonterm online kiosks, which currently Buy Bulk SMS Service have more than 130,000 locations nationwide and have interest rates and fees not exceeding those specified by law. “Initially, personal loans and nano finance will be released only to agents and networks in order to expand the business of approximately 500 million baht. It is seen that the loan business in the first year should help increase the company's income by approximately 2-3% from Limited lending But if the loan can be extended on a larger scale, it will drive the company's income to grow accordingly,” Mr. Narongsak said. However, the credit market is a relatively large market. high demand There is also a high risk of bad debt, so experience is required. Carefulness and study of procedures to be proficient in order to prevent risks that may occur. Providing both nano finance and personal loans to the general public The company would like to study the details first.
It is possible to cooperate with business partners. By providing the Boonterm online kiosk as a payment channel and paying fees through the Boonterm online kiosk. The same applies to interest rates and fees that do not exceed those specified by law. Operations during the rest of 2019, the company still has a proportion of its revenue coming from mobile phone top-ups 70%, Banking Agent 15%, and the remaining 15% comes from E-wallet top-ups, bill payments, and other services. In the past, in addition to constantly focusing on adding new services to the Boonterm online kiosk. which has begun to be gradually installed at 3,000 points from the target of 4,000 cabinets this year. All of the above will help support the company's operations to grow more than last year.